Michael Riley founded Estate and Retirement Resources, Inc. with the intent of creating an unrivaled experience for his clients. In addition to Estate and Retirement Planning, he specializes in creating Wealth Management Strategies customized for each individual. Since its establishment in 1998, Michael has strived to become one of the area's most distinguished Financial Planners. His impressive list of accreditations includes CFP®, CLU®, and ChFC®.
Michael is a Top Five Representative with his broker dealer, Mutual Trust Company. His professional registrations include Series 6, Series 7, and Series 66. He holds Life, Health, and Variable Annuity licenses with the state of Florida and various other states. Michael's success is due to his superior attentiveness to each client's individual needs. His remarkable reputation has granted him the honor of being entrusted with the transition of his client¹s accounts from one generation to another.
Mr. Bandes is the principal of Mutual Trust Co. Of America Securities. He is a life long resident of the Tampa Bay area and a graduate of Florida State University. Mr. Bandes is a CERTIFIED FINANCIAL PLANNER™, Charter Financial Consultant, Charter Life Underwriter, General Securities Principal, Registered Options Principal, General Securities Representative, Municipal Securities Principal, Operations Professional, Investment Banking Representative, Introducing BD/Financial Operations Principal, and Registered Investment Advisor. In addition to Mr. Bandes extensive credentials, he also has broad industry experience and has served on the FINRA Board Of Governors and the FINRA District Business Conduct Committee.
Jed has completed extensive training in financial planning, investments, taxes, insurance, estate planning, and retirement. CERTIFIED FINANCIAL PLANNER™, ChFC, and CLU professionals are required to complete continuing education programs and ethics classes to maintain their certification status.
Vincent has over 30 years of experience in the financial services industry, specializing in Estate and Insurance Planning. After 10 years of remarkable success in personal planning, he has become a mentor to other financial planners. Vince founded Universal Financial Consultants (UFC) in the early 90s and has built it to become one of the top Financial Marketing Organizations in the nation.
Vincent also serves on the management councils of multiple esteemed life insurance companies. He holds a Series 63, Series 6, and Series 7 Security Licenses along with his General Securities and Investment Advisor registrations received from the Financial Industry Regulatory Authority (FINRA).