Life's unpredictability often necessitates planning for scenarios where we might not be able to manage our own affairs. For parents of special needs children or adult children with aging parents, this means making decisions about assigning responsibility. Two primary legal tools for this purpose are Power of Attorney (POA) and Guardianship. Understanding their differences and applications is crucial to ensure your loved ones are

As election years approach, there's often a flurry of speculation about how political outcomes might affect financial markets. Investors and analysts alike pore over historical data, seeking patterns or clues about how the markets might react. But do the markets really care about election years? Historical Context and Market Behavior Historically, markets do exhibit some patterns in election years, though the effects are often

A million dollars used to be the ultimate target for retirement portfolios. Retiring as a millionaire brought status and confidence that you could live comfortably during your golden years. If you retired with $1 million in 1970, you probably didn’t have to worry about your nest egg running out, even with a lavish lifestyle. It would be like retiring with $6.9 million today.1 Retire

The 3 Pillars of Successful Retirement Plans A Simple Checklist to Kick-Start Your New Work-Free Life If you’re within 5 years of retirement, you’re in a critical period – if you take action now, you may still be able to make up for past mistakes. The decisions you make now will define your retirement lifestyle and your ability to retire successfully. This checklist

The Retirement Time Bomb You weren’t planning on making retirement decisions so soon. You thought you had years to go before you entered the critical transition period, where the choices you make now set the stage for the next 30 years of your life. But the timer is ticking. You’ve got to make good decisions, fast.Most folks at this crossroads have arrived from