Team Estate and Retirement Resources

Meet The Team That Is Always Here For You.

PHASE 1: DISCOVERY

PHASE 2: STRATEGY

PHASE 3: IMPLEMENTATION

PHASE 4: MONITORING

Michael Riley - Estate and Retirement Resources, Inc.

SCHEDULE A CONSULTATION

Michael Riley, CFP®, CLU®, ChFC®
PRESIDENT

Phone: 352-732-8277|
Fax: 352-732-9649
Email: mriley@myestatepath.com

Michael Riley founded Estate and Retirement Resources, Inc. with the intent of creating an unrivaled experience for his clients. In addition to Estate and Retirement Planning, he specializes in creating Wealth Management Strategies customized for each individual. Since its establishment in 1998, Michael has strived to become one of the area’s most distinguished Financial Planners. His impressive list of accreditations includes CFP®, CLU®, and ChFC®.

Michael is a Registered Representative with his broker dealer, The Leaders Group, Inc. His professional registrations include Series 6, Series 7, and Series 66. He holds Life, Health, and Variable Annuity licenses with the state of Florida and various other states. Michael’s success is due to his superior attentiveness to each client’s individual needs. His remarkable reputation has granted him the honor of being entrusted with the transition of his client’s accounts from one generation to another.

Team Estate and Retirement Resources - image jed on https://estateandretirementresources.com

SCHEDULE A CONSULTATION

Jed E. Bandes, CFP®, CLU®, ChFC®
PARTNER

Jed Bandes is a Senior Advisor of Estate and Retirement Resources, Inc., a Registered Representative of Calton and Associates, Inc., and a lifelong resident of the Tampa Bay area. He is a graduate of Florida State University and holds an extensive range of professional credentials, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), General Securities Principal, Registered Options Principal, General Securities Representative, Municipal Securities Principal, Operations Professional, Investment Banking Representative, Introducing BD/Financial Operations Principal, and Registered Investment Advisor Representative.

Beyond his impressive qualifications, Mr. Bandes brings a wealth of industry experience, having served on the FINRA Board of Governors and the FINRA District Business Conduct Committee. His expertise spans financial planning, investments, taxes, insurance, estate planning, and retirement, with ongoing training and education to maintain his certifications, including participation in continuing education programs and ethics classes required for CFP®, ChFC, and CLU professionals.

Team Estate and Retirement Resources - image vince2 on https://estateandretirementresources.com

SCHEDULE A CONSULTATION

Vincent Munno, CEO, CFP® , CLU®
PARTNER

Vincent has over 30 years of experience in the financial services industry, specializing in Estate and Insurance Planning. After 10 years of remarkable success in personal planning, he has become a mentor to other financial planners. Vince founded Universal Financial Consultants (UFC) in the early 90s and has built it to become one of the top Financial Marketing Organizations in the nation.

Vincent also serves on the management councils of multiple esteemed life insurance companies. He holds a Series 63, Series 6, and Series 7 Security Licenses along with his General Securities and Investment Advisor registrations received from the Financial Industry Regulatory Authority (FINRA).

ATTEND ONE OF OUR INFORMATIVE

LIVE EVENTS!

Attend one of our informational seminars to learn more about retirement income strategies, wealth management and more. Seats fill up very fast so please contact us ASAP to reserve your spot. We look forward to seeing you soon at one of our upcoming events.

Our Upcoming Events

Dates: 2026 Dates Coming Soon!

Vital Information about Retirement,
Wills, Trusts and Estate Plans

Location:

Golden Ocala Golf and Equestrian Club

8300 NW 31st Lane Rd, Ocala, FL 34482

6:30 PM

READ OUR BOOK

Retirement Strategies for the New Economy

This book takes you on a journey through the triumphs of smart and solid planning, as well as guides you past the most common pitfalls that derail so many retirees. Get your free copy with any scheduled complementary consultation. We look forward to seeing you soon.

GET YOUR COPY NOW!

Contact Us:

352-732-8277 OR mriley@calton.com

Team Estate and Retirement Resources - image on https://estateandretirementresources.com

Team Estate and Retirement Resources - image CLU on https://estateandretirementresources.com

Estate and Retirement Resources, Inc. BBB Business Review

Client Relationship Summary

ADV Part 2A

Check the background of your financial professional on FINRA’s BrokerCheck

Investment advisory and financial planning services are offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm nor does it indicate that the adviser has attained a particular level of skill or ability. Securities offered through The Leaders Group, Inc. Member FINRA/SIPC. Insurance, Consulting, and Education services offered through Estate and Retirement Resources, Inc. Estate and Retirement Resources, Inc. is a separate and unaffiliated entity from Simplicity Wealth.

The rating by the better business bureau (“BBB”) is not an endorsement of the services or products provided by Estate and Retirement Resources, Inc. BBB accreditation does not mean that the products or services have been evaluated by BBB or that BBB has made a determination as to the quality or competency in performing services. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation

CONTACT
Office: 352-732-8277
Fax: 352-732-9649

Ocala Office
7500 SW 61st Ave, Suite 700
Ocala, FL 34476
Open Mon thru Fri 9am – 5pm

mriley@myestatepath.com